@import url("https://fonts.googleapis.com/css2?family=Manrope:wght@400;500;600;700;800&family=Space+Grotesk:wght@500;600;700&display=swap");

:root {
  --blue: #0b63e6;
  --navy: #071936;
  --ink: #10223f;
  --muted: #5a6b84;
  --line: #dce5f0;
  --soft: #f4f8ff;
  --green: #09a67a;
  --amber: #f2a322;
  --shadow: 0 24px 60px rgba(7, 25, 54, 0.12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: #fff; font-family: Manrope, Arial, sans-serif; line-height: 1.65; }
a { color: inherit; text-decoration: none; }
.icon { width: 24px; height: 24px; flex: 0 0 auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; top: -100px; left: 20px; z-index: 9999; background: var(--navy); color: #fff; padding: 10px 16px; border-radius: 10px; }
.skip-link:focus { top: 16px; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255, 255, 255, 0.94); backdrop-filter: blur(16px); border-bottom: 1px solid rgba(220, 229, 240, 0.85); }
.header-inner { max-width: 1220px; margin: auto; height: 82px; padding: 0 28px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 12px; min-width: max-content; }
.brand-mark { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 13px; background: linear-gradient(145deg, #0874f9, #074fc2); color: #fff; font-family: "Space Grotesk", sans-serif; font-weight: 800; font-size: 23px; box-shadow: 0 10px 25px rgba(11, 99, 230, 0.25); position: relative; }
.brand-mark::after { content: ""; position: absolute; right: 8px; width: 10px; height: 7px; border: 2px solid #fff; border-radius: 2px; }
.brand strong { display: block; font-family: "Space Grotesk", sans-serif; font-size: 16px; line-height: 1.15; color: var(--navy); }
.brand small { display: block; margin-top: 4px; color: #65809f; font-size: 9px; text-transform: uppercase; letter-spacing: 0.18em; font-weight: 800; }
.site-nav { display: flex; align-items: center; gap: 26px; font-size: 13px; font-weight: 700; color: #304562; }
.site-nav a { position: relative; padding: 12px 0; }
.site-nav a:not(.nav-cta)::after { content: ""; position: absolute; left: 0; right: 100%; bottom: 6px; height: 2px; background: var(--blue); transition: 0.2s; }
.site-nav a:hover::after, .site-nav a[aria-current="page"]::after { right: 0; }
.site-nav a[aria-current="page"] { color: var(--blue); }
.site-nav .nav-cta { padding: 11px 17px; border-radius: 12px; background: var(--navy); color: #fff; }
.nav-toggle { display: none; background: none; border: 0; padding: 8px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--navy); margin: 5px; }

.hero { max-width: 1280px; min-height: 680px; margin: auto; padding: 76px 32px 84px; display: grid; grid-template-columns: 1.02fr 0.98fr; gap: 48px; align-items: center; overflow: hidden; }
.hero-copy { max-width: 640px; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; color: var(--blue); font-weight: 800; font-size: 12px; letter-spacing: 0.16em; text-transform: uppercase; }
.eyebrow::before { content: ""; width: 28px; height: 2px; background: currentColor; }
.hero h1, .page-hero h1, .policy-hero h1 { font-family: "Space Grotesk", sans-serif; color: var(--navy); letter-spacing: -0.05em; line-height: 1.02; margin: 20px 0 24px; }
.hero h1 { font-size: clamp(52px, 6vw, 82px); }
.hero h1 span { color: var(--blue); }
.hero-lead, .page-hero p { font-size: 18px; color: var(--muted); max-width: 670px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 34px 0; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 50px; padding: 0 22px; border-radius: 14px; font-weight: 800; font-size: 14px; transition: 0.2s; border: 1px solid transparent; }
.button:hover { transform: translateY(-2px); }
.button-primary { background: var(--blue); color: #fff; box-shadow: 0 16px 35px rgba(11, 99, 230, 0.24); }
.button-secondary { background: #fff; border-color: #cbd8e8; color: var(--navy); }
.button-white { background: #fff; color: var(--blue); }
.trust-row { display: flex; gap: 18px; flex-wrap: wrap; color: #526883; font-size: 12px; font-weight: 700; }
.trust-row span { display: flex; align-items: center; gap: 6px; }
.trust-row .icon { width: 17px; height: 17px; color: var(--green); }

.hero-visual { min-height: 560px; position: relative; display: grid; place-items: center; }
.hero-visual::before { content: ""; position: absolute; width: 520px; height: 520px; border-radius: 50%; background: radial-gradient(circle at 35% 35%, #dff0ff 0, #e9f4ff 35%, #f7fbff 66%, transparent 67%); }
.orbit { position: absolute; border: 1px solid #b8d8ff; border-radius: 50%; }
.orbit-one { width: 480px; height: 480px; }
.orbit-two { width: 610px; height: 390px; transform: rotate(-23deg); }
.phone { position: relative; z-index: 3; width: 280px; height: 555px; border: 10px solid #061731; border-radius: 42px; background: #fff; box-shadow: 0 35px 80px rgba(7, 25, 54, 0.25); padding: 18px 15px 14px; overflow: hidden; }
.phone::before { content: ""; position: absolute; top: 0; left: 50%; width: 112px; height: 22px; border-radius: 0 0 16px 16px; background: #061731; transform: translateX(-50%); }
.phone-top { display: flex; justify-content: space-between; font-size: 9px; font-weight: 800; margin: 0 4px 20px; }
.app-heading { display: flex; align-items: center; gap: 9px; }
.mini-mark { display: grid; place-items: center; width: 30px; height: 30px; border-radius: 9px; background: var(--blue); color: #fff; font-weight: 900; }
.app-heading strong, .app-heading small { display: block; }
.app-heading strong { font: 700 15px "Space Grotesk", sans-serif; }
.app-heading small { font-size: 7px; color: #7b8ba0; }
.search-box { margin: 16px 0 14px; background: #f1f5fa; border: 1px solid #e0e8f2; border-radius: 12px; padding: 10px 11px; color: #8090a4; font-size: 9px; display: flex; justify-content: space-between; }
.phone-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; }
.phone-grid div { display: flex; flex-direction: column; align-items: center; gap: 4px; font-size: 7px; }
.phone-grid span { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 13px; background: #eaf3ff; color: var(--blue); }
.phone-grid .icon { width: 19px; }
.request-card { display: flex; align-items: center; gap: 8px; margin: 17px 0 12px; padding: 12px; border-radius: 15px; background: linear-gradient(135deg, #0a64e8, #0648b7); color: #fff; }
.request-card > span { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 11px; background: rgba(255, 255, 255, 0.16); }
.request-card .icon { width: 18px; }
.request-card div { flex: 1; }
.request-card small, .request-card strong { display: block; }
.request-card small { font-size: 7px; opacity: 0.75; }
.request-card strong { font-size: 9px; }
.balance-card { padding: 15px; border-radius: 16px; border: 1px solid #dfe8f4; background: #fbfdff; }
.balance-card > * { display: block; }
.balance-card small, .balance-card span { font-size: 7px; color: #71839a; }
.balance-card strong { font-size: 10px; margin: 3px 0; }
.phone-nav { position: absolute; left: 15px; right: 15px; bottom: 13px; border-top: 1px solid #e4ebf4; padding-top: 9px; display: flex; justify-content: space-around; color: #8a9bae; }
.phone-nav span { display: flex; flex-direction: column; align-items: center; font-size: 13px; }
.phone-nav span:first-child { color: var(--blue); }
.phone-nav small { font-size: 6px; }
.float-card { position: absolute; z-index: 5; display: flex; align-items: center; gap: 10px; background: #fff; border: 1px solid #e0e9f4; border-radius: 15px; padding: 12px 15px; box-shadow: 0 18px 40px rgba(7, 25, 54, 0.14); font-size: 10px; }
.float-card .icon { color: var(--blue); }
.float-card b, .float-card small { display: block; }
.float-card small { color: #778aa2; }
.float-one { left: 0; top: 135px; }
.float-two { right: 0; bottom: 90px; }

.proof-strip { max-width: 1160px; margin: 0 auto 40px; padding: 28px 34px; border-radius: 22px; background: var(--navy); color: #fff; display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; box-shadow: var(--shadow); }
.proof-strip div { padding-left: 24px; border-left: 1px solid rgba(255, 255, 255, 0.18); }
.proof-strip strong, .proof-strip span { display: block; }
.proof-strip strong { font: 700 18px "Space Grotesk", sans-serif; }
.proof-strip span { font-size: 11px; color: #a9c2e3; margin-top: 3px; }

.section { max-width: 1180px; margin: 0 auto; padding: 92px 28px; }
.section-intro { padding-top: 110px; }
.section-heading { max-width: 720px; margin: 0 auto 46px; text-align: center; }
.section-heading.left { margin-left: 0; text-align: left; }
.section h2, .section-heading h2 { font: 700 clamp(34px, 4vw, 50px) / 1.1 "Space Grotesk", sans-serif; color: var(--navy); letter-spacing: -0.04em; margin: 14px 0 16px; }
.section-heading p, .split-copy > p { color: var(--muted); font-size: 16px; }
.feature-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.feature-grid.three { grid-template-columns: repeat(3, 1fr); }
.feature-card { padding: 28px; border: 1px solid var(--line); border-radius: 22px; background: #fff; transition: 0.25s; }
.feature-card:hover { transform: translateY(-5px); box-shadow: 0 22px 45px rgba(7, 25, 54, 0.1); border-color: #bdd6f6; }
.feature-icon { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 15px; background: #eaf3ff; color: var(--blue); }
.feature-card h3 { font: 700 18px "Space Grotesk", sans-serif; color: var(--navy); margin: 20px 0 9px; }
.feature-card p { margin: 0; color: var(--muted); font-size: 13px; }
.split-section { max-width: 1280px; display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: center; border-radius: 34px; }
.soft-blue { background: linear-gradient(145deg, #f5f9ff, #edf5ff); }
.check-list, .plain-list { list-style: none; padding: 0; margin: 30px 0; }
.check-list li { display: flex; align-items: flex-start; gap: 10px; margin: 14px 0; color: #344d6b; }
.check-list .icon { width: 19px; color: var(--green); margin-top: 3px; }
.plain-list li { position: relative; padding-left: 26px; margin: 14px 0; color: #3f5672; }
.plain-list li::before { content: ""; position: absolute; left: 2px; top: 0.72em; width: 7px; height: 7px; border-radius: 50%; background: var(--blue); }
.text-link { font-weight: 800; color: var(--blue); }
.journey-panel { display: grid; gap: 12px; }
.step-card { display: flex; gap: 20px; padding: 21px; background: #fff; border: 1px solid #dce8f6; border-radius: 18px; }
.step-number { font: 700 13px "Space Grotesk", sans-serif; color: var(--blue); padding-top: 3px; }
.step-card h3 { font: 700 17px "Space Grotesk", sans-serif; margin: 0 0 5px; color: var(--navy); }
.step-card p { margin: 0; color: var(--muted); font-size: 13px; }
.role-section { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.role-card { padding: 46px; border-radius: 28px; min-height: 330px; display: flex; flex-direction: column; align-items: flex-start; justify-content: flex-end; position: relative; overflow: hidden; }
.role-card::after { content: ""; position: absolute; width: 260px; height: 260px; border: 1px solid currentColor; opacity: 0.11; border-radius: 50%; right: -90px; top: -90px; }
.customer-card { background: var(--navy); color: #fff; }
.seller-card { background: var(--blue); color: #fff; }
.role-label { font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; font-weight: 800; opacity: 0.72; }
.role-card h2 { color: #fff; font-size: 34px; max-width: 480px; margin: 13px 0; }
.role-card p { max-width: 490px; opacity: 0.8; }
.role-card a { font-weight: 800; margin-top: 12px; }
.security-section { text-align: center; }
.security-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; text-align: left; margin: 40px 0 30px; }
.cta-section { max-width: 1180px; background: linear-gradient(130deg, #0757ce, #0c77f1); color: #fff; border-radius: 30px; display: flex; align-items: center; justify-content: space-between; gap: 40px; padding: 60px; }
.cta-section h2 { color: #fff; max-width: 760px; margin: 12px 0 0; }
.eyebrow.light { color: #dceeff; }

.page-hero { max-width: 1220px; margin: auto; padding: 90px 32px 84px; min-height: 430px; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 70px; align-items: center; background: linear-gradient(145deg, #fff 35%, #f1f7ff); border-radius: 0 0 36px 36px; }
.page-hero h1 { font-size: clamp(46px, 6vw, 72px); max-width: 830px; }
.page-hero > div:first-child { max-width: 850px; }
.company-seal, .app-orb, .wallet-visual, .support-card { width: 260px; min-height: 260px; border-radius: 50%; background: var(--navy); color: #fff; display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; padding: 28px; box-shadow: var(--shadow); }
.company-seal > span { display: grid; place-items: center; width: 58px; height: 58px; border-radius: 18px; background: rgba(255, 255, 255, 0.12); margin-bottom: 16px; }
.company-seal strong, .app-orb b, .wallet-visual strong { font: 700 18px "Space Grotesk", sans-serif; }
.company-seal small, .app-orb small, .wallet-visual small, .wallet-visual span { margin-top: 6px; color: #b9d3f3; font-size: 11px; }
.app-orb { background: linear-gradient(145deg, #0d72ef, #0649b6); }
.brand-mark.large { width: 72px; height: 72px; font-size: 38px; margin-bottom: 16px; background: #fff; color: var(--blue); }
.brand-mark.large::after { border-color: var(--blue); right: 13px; width: 16px; height: 11px; }
.value-stack { display: grid; gap: 14px; }
.value-stack article { display: flex; gap: 20px; padding: 24px; border: 1px solid var(--line); border-radius: 18px; }
.value-stack article > span { font: 700 13px "Space Grotesk", sans-serif; color: var(--blue); }
.value-stack h3 { font: 700 19px "Space Grotesk", sans-serif; margin: 0; }
.value-stack p { color: var(--muted); margin: 5px 0 0; }
.facts-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin: 36px 0; }
.facts-grid div, .contact-details div { padding: 23px; border: 1px solid var(--line); border-radius: 17px; }
.facts-grid small, .facts-grid strong, .contact-details small, .contact-details strong { display: block; }
.facts-grid small, .contact-details small { color: #76889f; font-size: 11px; text-transform: uppercase; letter-spacing: 0.08em; }
.facts-grid strong, .contact-details strong { font-size: 14px; margin-top: 6px; color: var(--navy); }
.callout { max-width: 1120px; margin: 35px auto; padding: 25px 28px; border-radius: 20px; display: flex; gap: 18px; align-items: flex-start; }
.callout > span { display: grid; place-items: center; width: 44px; height: 44px; flex: 0 0 44px; border-radius: 13px; }
.callout h3 { font: 700 17px "Space Grotesk", sans-serif; margin: 0 0 6px; }
.callout p { margin: 0; font-size: 13px; }
.callout-blue { background: #eaf3ff; border: 1px solid #c8dffd; }
.callout-blue > span { background: var(--blue); color: #fff; }
.callout-amber { background: #fff8e9; border: 1px solid #f6dca8; }
.callout-amber > span { background: var(--amber); color: #fff; }
.metric-panel { background: var(--navy); color: #fff; border-radius: 28px; padding: 18px 34px; }
.metric-panel div { display: flex; gap: 24px; padding: 28px 0; border-bottom: 1px solid rgba(255, 255, 255, 0.13); }
.metric-panel div:last-child { border: 0; }
.metric-panel strong { font: 700 28px "Space Grotesk", sans-serif; color: #59a3ff; }
.metric-panel span { color: #d0def0; }
.timeline { display: grid; grid-template-columns: repeat(5, 1fr); gap: 12px; }
.timeline .step-card { display: block; }
.timeline .step-number { display: inline-block; margin-bottom: 22px; font-size: 18px; }
.wallet-visual { border-radius: 28px; background: linear-gradient(145deg, #09234c, #0c62d9); align-items: flex-start; text-align: left; }
.wallet-visual .icon { width: 44px; height: 44px; margin-bottom: 35px; }
.wallet-visual > * { display: block; }
.wallet-visual strong { margin: 6px 0; }
.rule-card { padding: 38px; border-radius: 26px; background: var(--navy); color: #fff; }
.rule-card h3 { font: 700 19px "Space Grotesk", sans-serif; color: #72b0ff; margin: 18px 0 7px; }
.rule-card h3:first-child { margin-top: 0; }
.rule-card p { color: #d0def0; margin: 0; }
.policy-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.policy-grid > div { padding: 26px; background: #f7faff; border: 1px solid var(--line); border-radius: 20px; }
.policy-grid h3 { font: 700 17px "Space Grotesk", sans-serif; margin: 0 0 8px; }
.policy-grid p { font-size: 13px; color: var(--muted); margin: 0; }
.fee-table { border: 1px solid var(--line); border-radius: 22px; overflow: hidden; }
.fee-row { display: grid; grid-template-columns: 0.8fr 0.55fr 1.65fr; gap: 20px; padding: 22px 26px; border-bottom: 1px solid var(--line); align-items: center; font-size: 14px; }
.fee-row:last-child { border: 0; }
.fee-row:nth-child(even) { background: #f8fbff; }
.fee-head { background: var(--navy) !important; color: #fff; font-size: 11px; text-transform: uppercase; letter-spacing: 0.08em; font-weight: 800; }
.support-card { border-radius: 28px; background: #fff; color: var(--navy); border: 1px solid var(--line); align-items: flex-start; text-align: left; box-shadow: var(--shadow); }
.support-card .icon { color: var(--blue); width: 42px; height: 42px; margin-bottom: 25px; }
.support-card small, .support-card a, .support-card span { display: block; }
.support-card a { font: 700 16px "Space Grotesk", sans-serif; color: var(--blue); margin: 6px 0 12px; }
.support-card span { font-size: 11px; color: var(--muted); }
.faq-section details { border-top: 1px solid var(--line); padding: 20px 0; }
.faq-section details:last-child { border-bottom: 1px solid var(--line); }
.faq-section summary { cursor: pointer; font: 700 17px "Space Grotesk", sans-serif; color: var(--navy); }
.faq-section details p { color: var(--muted); max-width: 800px; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.contact-main { padding: 48px; border-radius: 28px; background: linear-gradient(145deg, #f2f7ff, #fff); border: 1px solid var(--line); }
.contact-icon { display: grid; place-items: center; width: 56px; height: 56px; border-radius: 17px; background: var(--blue); color: #fff; }
.contact-main h2 { font-size: 34px; }
.contact-email { display: block; color: var(--blue); font: 700 clamp(18px, 3vw, 28px) "Space Grotesk", sans-serif; word-break: break-word; }
.contact-main p { color: var(--muted); max-width: 600px; }
.contact-details { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }

.policy-hero { max-width: 1060px; margin: auto; padding: 92px 28px 60px; border-bottom: 1px solid var(--line); }
.policy-hero h1 { font-size: clamp(44px, 6vw, 68px); }
.policy-hero p { color: var(--muted); }
.policy-content { max-width: 920px; margin: auto; padding: 58px 28px 110px; }
.policy-intro { font-size: 19px; color: #3f5672; padding: 24px 0 38px; margin: 0; }
.policy-section { padding: 32px 0; border-top: 1px solid var(--line); }
.policy-section h2 { font: 700 27px "Space Grotesk", sans-serif; letter-spacing: -0.02em; color: var(--navy); margin: 0 0 15px; }
.policy-section p, .policy-section li { color: #465c76; }
.policy-section ul, .policy-section ol { padding-left: 23px; }
.policy-section li { margin: 9px 0; }
.policy-section a { color: var(--blue); text-decoration: underline; }

.site-footer { margin-top: 70px; background: var(--navy); color: #fff; padding: 70px 28px 24px; }
.footer-top { max-width: 1160px; margin: auto; display: grid; grid-template-columns: 1.7fr repeat(3, 1fr); gap: 55px; }
.brand-light strong { color: #fff; }
.footer-brand p { max-width: 340px; color: #9db4d1; font-size: 13px; margin: 24px 0; }
.footer-brand > a:last-child { color: #71adff; font-weight: 700; font-size: 13px; }
.footer-top h2 { font: 700 14px "Space Grotesk", sans-serif; margin: 0 0 18px; }
.footer-top > div:not(:first-child) a { display: block; color: #9db4d1; font-size: 12px; margin: 10px 0; }
.footer-top a:hover { color: #fff; }
.footer-bottom { max-width: 1160px; margin: 55px auto 0; padding-top: 22px; border-top: 1px solid rgba(255, 255, 255, 0.12); display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; color: #829bb9; font-size: 10px; }

@media (max-width: 1020px) {
  .site-nav { gap: 16px; }
  .site-nav a { font-size: 12px; }
  .hero { grid-template-columns: 1fr; padding-top: 60px; }
  .hero-copy { max-width: 760px; }
  .hero-visual { min-height: 600px; }
  .float-one { left: 15%; }
  .float-two { right: 10%; }
  .feature-grid { grid-template-columns: repeat(2, 1fr); }
  .timeline { grid-template-columns: repeat(2, 1fr); }
  .policy-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-top { grid-template-columns: 1.4fr repeat(2, 1fr); }
  .footer-top > div:last-child { grid-column: 2; }
  .page-hero { grid-template-columns: 1fr; }
  .company-seal, .app-orb, .wallet-visual, .support-card { width: 100%; min-height: 210px; border-radius: 28px; }
  .contact-grid { grid-template-columns: 1fr; }
}

@media (max-width: 820px) {
  .header-inner { height: 72px; padding: 0 20px; }
  .nav-toggle { display: block; z-index: 3; }
  .site-nav { display: none; position: absolute; top: 71px; left: 0; right: 0; background: #fff; border-bottom: 1px solid var(--line); padding: 18px 22px 24px; box-shadow: 0 18px 35px rgba(7, 25, 54, 0.1); align-items: stretch; }
  .site-nav.open { display: flex; flex-direction: column; gap: 2px; }
  .site-nav a { padding: 10px; }
  .site-nav .nav-cta { text-align: center; margin-top: 8px; }
  .hero { padding: 55px 22px 65px; }
  .hero h1 { font-size: 52px; }
  .proof-strip { margin: 0 20px 30px; grid-template-columns: 1fr; }
  .proof-strip div { border-left: 0; border-top: 1px solid rgba(255, 255, 255, 0.14); padding: 15px 0 0; }
  .proof-strip div:first-child { border: 0; }
  .section { padding: 70px 22px; }
  .split-section, .role-section { grid-template-columns: 1fr; gap: 28px; border-radius: 0; }
  .timeline { grid-template-columns: 1fr; }
  .cta-section { margin: 0 20px; display: block; padding: 42px 28px; }
  .cta-section .button { margin-top: 25px; }
  .facts-grid { grid-template-columns: 1fr 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
  .footer-top > div:last-child { grid-column: auto; }
  .fee-row { grid-template-columns: 1fr; gap: 5px; }
  .fee-head { display: none; }
  .contact-details { grid-template-columns: 1fr; }
}

@media (max-width: 560px) {
  .brand strong { font-size: 14px; }
  .hero h1 { font-size: 44px; }
  .hero-lead, .page-hero p { font-size: 16px; }
  .hero-visual { min-height: 540px; transform: scale(0.88); margin: -20px -40px; }
  .float-one { left: -2%; }
  .float-two { right: -3%; }
  .feature-grid, .feature-grid.three, .security-grid, .policy-grid { grid-template-columns: 1fr; }
  .section h2, .section-heading h2 { font-size: 34px; }
  .role-card { padding: 32px; min-height: 300px; }
  .role-card h2 { font-size: 30px; }
  .page-hero { padding: 65px 22px 55px; min-height: 360px; }
  .page-hero h1 { font-size: 43px; }
  .facts-grid { grid-template-columns: 1fr; }
  .callout { margin: 26px 18px; }
  .footer-top { grid-template-columns: 1fr; }
  .footer-top > div:last-child { grid-column: auto; }
  .footer-bottom { display: block; }
  .footer-bottom span { display: block; margin: 8px 0; }
  .policy-hero { padding-top: 64px; }
  .policy-content { padding-bottom: 70px; }
  .contact-main { padding: 32px 24px; }
}

@media (prefers-reduced-motion: reduce) {
  * { scroll-behavior: auto !important; transition: none !important; }
}