Payments & wallet

Clear records. Approved payment routes. No hidden shortcuts.

EarnersApp displays payment methods made available for a user’s country, transaction and verification status.

Earners walletTransaction-led recordsAvailability and limits apply
Payment routes

Methods may vary by market

Cash

Cash may be selected for eligible transactions. The parties must complete the required in-app confirmations.

Bank or manual funding

Where offered, a user follows the exact reference and evidence requirements displayed for that funding method.

Online provider checkout

Card or online payments are processed through an approved provider’s secure payment experience when activated.

Wallet records

What may appear in an Earners wallet

  • Approved deposits and top-ups.
  • Cashback and referral rewards that have met the applicable conditions.
  • Seller commissions, adjustments and transaction-related charges.
  • Approved withdrawals and provider charges.
  • Reversals or compensating entries where a transaction is refunded, reversed or charged back.

Wallet balance is not a bank deposit

An Earners wallet is a platform transaction record. It is not represented as a bank account, savings product, investment or guaranteed return.

Credit only after verification

Redirect screens, screenshots or user-submitted messages do not by themselves prove payment. Online funds are credited only after required provider-side confirmation.

Withdrawals and protection

Controls apply before funds leave the platform

Identity checks

Withdrawal eligibility may depend on identity, account ownership, transaction history and risk review.

Limits and holds

Minimums, maximums, waiting periods and manual-review thresholds may apply and will be displayed where relevant.

Fees

The amount received may be lower than the wallet deduction when a bank, mobile-money or payment provider charges a payout fee.

Reversals

Refunds, chargebacks, duplicate credits and reversed payments may produce a compensating wallet entry or temporary restriction.

Payment safety

Never send sensitive payment information through chat